Launching on 17th September 2023, PM Vishwakarma Yojana has alleviated about 23 lakh artisans till 19th October 2024. Under this scheme, the central government is going to provide aid and assistance to artisans in 18 different fields with respective benefits. It provides low-interest loans, training in skills, and financial encouragement to gain equipment to gain better living standards for artisans.
This scheme, launched by the Modi government, had suddenly emerged to be an impactful social welfare initiative. It is working quite well and also getting recognition for benefits availed by traditional craftsmen of India. You are going to know the detailed information about the PM Vishwakarma Yojana through which even you can avail of its benefits.
What is PM Vishwakarma Yojana?
It is an ambitious Pradhan Mantri Vishwakarma Yojana launched by the Prime Minister of India, Narendra Modi. The main aim is the betterment of artisans and craftsmen in the country by accepting them as “Vishwakarma,” thus making them eligible for hundreds of benefits, from financial rewards to other help.
It has a budget of ₹13,000 crores. Through it, the Centre will ensure that artisans can avail of loans at reasonable interest rates so that they improve their trade. It was inaugurated on Vishwakarma Day on 17th September 2023. People can fill in the online application through the official website **pmvishwakarma.gov.in**. The scheme will be operational for five years till 2027-28.
Objectives and benefits of the scheme
| Objective/Benefit | Details |
| Core Objective | Enhance the quality, scale, and reach of artisan-made products and services. |
| Economic Empowerment | Support traditional occupations like weaving, goldsmithing, blacksmithing, tailoring, and laundry work. |
| Target Beneficiaries | 30 lakh artisans, including basket weavers, masons, doll makers, barbers, and others. |
| Digital Empowerment | Provide a digital platform for artisans to enhance skills and operations. |
| Branding & Market Linkage | Connect artisans to better marketplaces, improve branding, and create opportunities. |
| Increased Opportunities | Help artisans expand their market reach and increase income. |
Key Features of PM Vishwakarma Yojana
- Digital Empowerment: Artisans would be trained in the usage of digital tools to market their products and services in the online markets.
- Brand Promotion: The government will assist artisans in developing national brands for their products.
- Market Linkage: The government will provide support to artisans to connect with buyers and retailers.
- Self-Reliance: Based on these facilities, artisans are expected to be more self-reliant and improve their livelihoods,
PM Vishwakarma Certificate and ID Card
All registered artisans under the scheme are being supplied with a PM Vishwakarma Certificate and an ID Card, each with a unique digital number so that a lot of other benefits available under the scheme can be applied for and who can get recognition as official Vishwakarma artisans.
All-Inclusive Benefits Under the PM Vishwakarma Yojana
The scheme offers all-round support to artisans with the following components:
- Recognizing artisans through a PM Vishwakarma Certificate and ID Card.
- They will receive primary and advanced training and also ₹ 500 as an allowance per day.
- Toolkit incentives up to ₹ 15,000 will be given after skill training.
- Also, credit support will be made available to artisans with the support of the government.
- Digitization will be rewarded. End.
- Marketing Support: The government will offer marketing and distribution support to artisans in the market.
Financial Support Composition
This scheme covers several heads, which are 100% funded by the MoMSME: Skill Upgradation 100% Fully Funded with stipend during training
Toolkit Incentive by E-vouchers fully funded by MoMSME
Credit Access: the scheme offers loans with a government guarantee at affordable interest rates.
Marketing Support: 100% Government Subsidized services for linkage and promotion.
Digital Transaction Incentive: Cash Reward to the artisans using digital payment modules.
Application Process of PM Vishwakarma Yojana
To apply, one can approach the Common Service Centers (CSCs)or apply online on the scheme’s portal. The application process has been kept simple and consists of the following steps:
1. Mobile and Aadhaar Verification
2. Artisan Registration
3. PM Vishwakarma Certificate
4. Loan Application
Eligibility Criteria for PM Vishwakarma Yojana
The eligibility conditions of the artisans for this scheme are as follows:
- Is involved in traditional family-based occupations
- Self-employed and engaged in unorganized sectors
- Must be above the age of 18 years at the time of registration
- Should not have taken any loan from similar schemes in the previous five years
- Only one member of the family that is husband or wife-will be eligible to apply.
Documents Required for PM Vishwakarma Yojana Application
These documents may be asked from the applicant:
– Caste Certificate
– Income Certificate
– Residence Proof
– Educational Qualification Certificate
– Skill and Occupation Certificates
Trades Under PM Vishwakarma Yojana
Some of the 18 traditional trades under the Scheme include
– Carpenter (Suthar)
– Blacksmith (Lohar)
– Goldsmith (Sonar)
– Potter (Kumhaar)
– Tailor (Darzi)
– Fisherman
– Mason (Rajmistri)
– Basket/Mat Maker
– Barber (Naai)
– Garland Maker
– Doll & Toy Maker
– Cobbler (Shoemaker)
Conclusion
It is one of the landmarks for artisans by way of the PM Vishwakarma Yojana. They would be enabled to become sustainable in their chosen fields of activity – with respect to skills training, financial aid, or in terms of support from the marketplace.
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